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Roth IRA’s

A Tool to Maximize Tax Efficiency or Start Your Children or Grandchildren on Their Way Toward a Healthier Retirement.

Paying taxes is so ingrained in our lives that many people do not even think about tax reduction until it’s time to file their tax returns. Unfortunately, by that point, it’s usually too late to implement a strategy for minimizing their tax bill.

It’s extremely important that you take your tax efficiency into your own hands. The concept of “let’s deal with taxes when the time comes,” many times is usually not the best plan. One of the biggest tax benefits available to most investors is the ability to defer taxes offered by retirement savings accounts, such as 401(k)s, 403(b)s and IRAs. Through the use of tax deferrals, investors have the opportunity to grow their wealth faster.

 

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